Knowledge
Collection of financial and gold knowledge articles.
How Much Gold Should You Hold? A Guide Based on Your Situation
Not 'as much as possible', and not 'just a token amount'. Understand how to think about what portion of your savings belongs in gold — based on your age and responsibilities.
Is Gold-Saving Even Legit? 5 Things You Must Check Before You Buy
Doubting whether gold-saving is genuine or just another scheme? Good. That caution is correct. Here are 5 things you can verify yourself before spending a single ringgit.
Can You Sell Gold Back? Understanding How Buy-Back Really Works
The most important question before buying gold isn't 'how much profit', it's 'can I sell it back?'. Understand how buy-back works and why the sell price is always slightly lower.
How to Read the Daily Gold Price: Why Buy & Sell Prices Differ
The gold price changes daily and has two prices at once — buy and sell. Understand how to read the gold price with confidence so you know exactly what you're paying.
916 vs 999.9 Gold: Don't Buy Before You Understand the Difference
916 and 999.9 gold aren't just different numbers — they decide whether your gold is meant to be worn or held as value. Understand the real difference before you buy.
Saving Gold as Amanah: Protecting Family Wealth the Halal Way
Wealth isn't merely ours — it's a trust we hold for our family and the generations after us. Understand why saving gold aligns with the responsibility of preserving wealth in Islam.
Gold for Children & Hantaran: Savings That Hold Value Across Generations
From duit raya that gets spent to a meaningful wedding hantaran, gold is a way to store value that lasts for children and the next generation. Understand how.
Gold vs ASB: Which Suits Long-Term Savings Better?
ASB pays dividends, gold doesn't. So why do so many people save both? Understand the different role each plays — and why this isn't a question of 'which one wins'.
Gold vs Property: Which Is Easier for an Ordinary Person to Start?
Property is often seen as the only 'real' asset. But for an ordinary person just starting out, gold offers a far lower entry point. An honest comparison of the two.
The Silent Thief: How Inflation Destroys Cash Savings
Have you ever wondered why RM100 feels like so much less today than it did 10 years ago? The answer is a silent thief called inflation.
Is EPF Alone Enough? Why People Are Adding Gold for Retirement
EPF's own figures show most members don't have enough saved to retire comfortably. Understand why, and how gold can serve as an extra layer of protection.
New to This? A Beginner's Guide to Saving Gold (From RM100 a Month)
You don't need big capital or investment expertise to start saving gold. A step-by-step guide for beginners — three ways to start, from as little as RM100 a month.
The History of Fiat Money & Why Gold Preserves Value
Understand how paper money was created, why its value constantly depreciates, and why gold remains the ultimate protector of wealth.
Zakat on Gold: When It's Due, What Nisab Means, & How to Calculate
Saving gold comes with a responsibility many overlook — zakat. Understand the basics of nisab, haul, and simple calculation, with guidance on verifying with the proper authorities.