Frequently Asked Questions
The questions people ask most before starting gold savings — answered straight, including the parts that are less comfortable.
Savings Gold (999) vs Jewelry Gold (916)?
For savings or investment purposes, 999 gold (24K) is significantly better.
What is the GAP Gold Account?
The GAP (Gold Accumulation Program) account is a Shariah-compliant method of accumulating physical gold (999.9 purity) incrementally.
What is the difference between Dinar and Gold Bar?
The main difference is simply in shape and standard weight.
What happens if the account holder passes away?
Your gold savings are not lost. They become part of your estate.
What is Gold Spread (Depreciation)?
Spread is the difference (percentage) between the Selling Price (PG Sell) and the Buyback Price (PG Buy) at any given time.
Is Public Gold legitimate & Shariah-compliant?
Yes, Public Gold is fully legitimate, registered, and strictly Shariah-compliant.
When is the best time to buy gold?
The best time to buy gold is when you have surplus cash that you won't need in the near future.
Is zakat mandatory for gold savings?
Yes, it is mandatory to pay zakat if your gold savings meet the criteria.
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